Estimate the Total Cost of Your Home Purchase

The cost of a home is made up of more than just the purchase price. Once you have picked a price range and decided on the type of mortgage you want, you will need to add up all of the costs of buying a house to determine what you can afford. 

This worksheet will help you do just that.

Description of Cost	Cost
Cost of Home	$
Purchase price	$
GST (if applicable)	$
Total Cost of Home (add the purchase price and GST if applicable)	$
Up-Front Costs	$
Appraisal fee (if applicable)	$
Deposit (to be paid when you sign the Offer to Purchase)	$
Down payment	$
Estoppel certificate fee (for condominium unit)	$
Home inspection fee	$
Land registration fee	$
Legal fees and disbursements	$
Mortgage broker’s fee (if applicable)	$
Mortgage insurance premium (can be included in your mortgage)	$
Prepaid property taxes and/or utility bills adjustment	$
Property insurance	$
Survey or certificate of location cost	$
Title insurance	$
Other	$
Total Up-Front Costs	$
Other Costs	$
Appliances	$
Gardening equipment	$
Snow-clearing equipment	$
Window treatments	$
Decorating materials	$
Hand tools	$
Dehumidifier	$
Moving expenses	$
Renovations or repairs	$
Service hook-up fees	$
Condominium fees	$
Total Other Costs	$
Total Costs (add up Total	$

Please contact me to pre-qualify for your mortgage.  This will help you greatly in determining what you can afford!